Event Insurance
Athena Insurance and Financial Services is the broker for Event Insurance Services. Licensed in all States except Hawaii. The list below is in addition to our other event insurance company event insurance affiliations. The information below is subject to change without notice and is in “general terms.” Your questionnaire is subject to review. Your final quote will include terms and conditions which will be discussed with you by a licensed Agent or Broker.
Eligible Productions
Over 50 types of eligible productions, including commercials, music videos, short films, feature films, and webisodes.
Coverages
Available coverages include:
| Inland Marine | Rented Equipment, Owned Equipment, Props, Sets and Wardrobe, Negative & Faulty Stock, Third Party Property Damage, Extra Expense, Office Contents, Cast, Worldwide & more. |
|---|---|
| General Liability | General liability (including increased limits), Stunt Buyback. |
| Automobile | Automobile Liability, Physical Damage. |
| Workers Compensation | Workers Compensation. |
| Excess Liability | Limits available up to 10 million. |
| Travel Accident | Travel Accident to comply with guild requirements. |
| Volunteer Accident | Accident coverage for volunteers. |
Cast Extra Expense
Cast extra expense is now available for production programs. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement.
Cast limits available are 100%, 75%, 50% and 25% of Gross Production Cost.
Stunts, Animals, Precision Driving
Stunts, animals, and precision driving scenes are now available as a buyback option for the DICE/Annual Productions program.
Eligible Stunts
Eligible declared stunts, animals, and precision driving scenes can now be purchased as a buyback to the existing stunt exclusion. Multiple scenes can be quoted online simultaneously with the production.
Aerial Scenes
Shoots from aircraft including airplanes, helicopters, gliders, balloons and unmanned aircraft (drones).
Includes scenic shots from private or commercial aircraft that do not involve aerial acrobatics or other hazardous maneuvers.
For aerial scenes other than drones. Does not include aircraft liability.
Animals
Scenes involving the use of animals, such as dogs, farm animals, household pets, and zoo animals.
Falls
Scenes involving scripted and choreographed falls.
Fight Scenes
Fight scenes that are choreographed, structured, and sequenced. These scenes may involve physical contact between actors and the use of weapons.
Precision Driving
Controlled driving on public roads, race tracks, off-road, chase scenes, skidding, collisions, explosions, motorcycles.
Pyrotechnics
Fireworks, flashboxes, demolition, explosions, and other pyrotechnic effects.
Recreational Vehicles
The use of recreational vehicles such as ATV’s, go carts, mopeds, motorcycles, scooters, segways, snowmobiles, and similar type vehicles.
Water Scenes
Canoes, kayaks, shots on lakes, shoots primarily in water, surfing, pools.
Does not provide watercraft coverage. See the movie boat program.
Weapons
Scenes that involve prop guns, squibs, blanks, knives or other similar weapons.
Eligible Productions
The following represents a list of eligible production types.
- “The Making of” Videos
- Animation
- Commercial
- Community TV Interview
- Corporate Video
- Demo Reel Shoot
- Digital Video
- Direct Sale Videos
- Director’s Reel
- Documentary
- Editing
- Educational & Training Film
- Experimental Film
- Feature Film
- Festival Reel
- Film Promotion
- Independent Feature, Low Budget
- Industrial
- Infomercial
- Instructional Video
- Live Action Shot
- Miscellaneous Production
- Motion Picture
- Music Video
- Non Airing Pilot
- Photography Shoot
- Pick-up Shoot
- Point of Sale Video
- Post-production
- Pre-production
- Promotional Video
- Public Access Program
- Public Service Announcement
- Reality Based TV Show
- SAG Experimental
- SAG Limited Exhibition
- SAG Modified Low Budget
- Sales Video
- Short Film
- Soap Opera
- Spec Commercial
- Spec Production
- Television Pilot
- Television Series
- Television Special
- Thesis Film
- Trailer
- Training Video
- Video Biography
- Video Game Shoot
- Video Location Survey
- Video Shoot (Miscellaneous)
Eligible Stunts
Eligible declared stunts, animals, and precision driving scenes can now be purchased as a buyback to the existing stunt exclusion. Multiple scenes can be quoted online simultaneously with the production.
Aerial Scenes
Shoots from aircraft including airplanes, helicopters, gliders, balloons and unmanned aircraft (drones).
Includes scenic shots from private or commercial aircraft that do not involve aerial acrobatics or other hazardous maneuvers.
For aerial scenes other than drones. Does not include aircraft liability.
Animals
Scenes involving the use of animals, such as dogs, farm animals, household pets, and zoo animals.
Falls
Scenes involving scripted and choreographed falls.
Fight Scenes
Fight scenes that are choreographed, structured, and sequenced. These scenes may involve physical contact between actors and the use of weapons.
Precision Driving
Controlled driving on public roads, race tracks, off-road, chase scenes, skidding, collisions, explosions, motorcycles.
Pyrotechnics
Fireworks, flashboxes, demolition, explosions, and other pyrotechnic effects.
Recreational Vehicles
The use of recreational vehicles such as ATV’s, go carts, mopeds, motorcycles, scooters, segways, snowmobiles, and similar type vehicles.
Water Scenes
Canoes, kayaks, shots on lakes, shoots primarily in water, surfing, pools.
Does not provide watercraft coverage. See the movie boat program.
Weapons
Scenes that involve prop guns, squibs, blanks, knives or other similar weapons.
How to include Stunts
- Stunts are quoted online simultaneously with the production.
- Stunts must be declared.
- Multiple stunts may be declared to a single production.
- The production must be scheduled to add a stunt.
- Certain stunts are not eligible for workers compensation.